What is the adjusted gross income (AGI) and why is it important?

1 min. readlast update: 02.24.2026

The AGI is one’s income after adjustments or deductions, (e.g., retirement plans). ADEA uses AGI to calculate FAP eligibility.

AGI is indicated on Form 1040 Tax Return on line 11. For example, if the reported AGI for an individual’s FAP application is $88,280 for a household of four people, the individual is eligible because it is below the ADEA Guidelines of $96,450 as indicated in the table below:

2026 ADEA FAP Eligibility

Persons in family/household

2025 Poverty Guideline*

ADEA's Guideline
300% of Poverty Guideline

1

$15,650 

$46,950 

2

$21,150 

$63,450 

3

$26,650 

$79,950 

4

$32,150 

$96,450 

5

$37,650 

$112,950 

6

$43,150 

$129,450 

7

$48,650 

$145,950 

8

$54,150 

$162,450 

For families/households with more than eight persons, add $5,500 for each additional person.
*Reference: US Department of Health and Human Services 

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